Need to up your dining game? A sucker for reward points? Well, then alright you seem to be the perfect candidate for a credit card that WOWs you enough to give you some serious dining goals.
So we’re saying you may have a budget to run with for dining out plans for the month and well, there are a myriad options out there when it comes to earning points via restaurant reservation apps. But while we’re garnering reward points via our many shopping, travel or entertainment escapades we seem to have ignored dining a bit from the list. So to grab some eyeballs onto this underdog, we have a few options from credit cards you may want to consider to setup some reward point goals (Put ‘em up on your New Year Goals agenda too, maybe?)
Besides reward points, a great dining card has discounts, complimentary deals or offers at partner restaurants, pubs, food chains and outlets.
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Here’s what’s in store for you when it comes to having a great dining credit card to use to pay your food bills at a restaurant:
We’re looking at discounts ranging from anywhere between 5% to even 40% on your bill. These can be availed at your bank’s partner restaurant depending on the terms and conditions it offers. So it could be a discount off your total bill, on the food bill, on food and soft beverages, or only on a minimum amount spent.
Some restaurants can get you a complimentary drink, appetizer or a starter.
What’s better than a Buy One Get One Free deal? Some partner restaurants may offer a second dish or drink on the house.
For the Foodie Traveller:
ICICI: ALL ICICI credit card holders can reap benefits out of their dining program called Culinary treats, which provides offers at over 800 restaurants in India from major states in the country. Every time you pay with your ICICI credit card, you avail a minimum 15% off on your food bill. Some stellar stuff there, this one’s a must-have for a foodie always on the move!
Citibank: You get access to offers at partner restaurants in the city or at any of the following cities whilst you’re away for a short getaway: Delhi/NCR
Avail a 10% to 25% off on dining bills at restaurants across the country with ANY Citibank Credit Card (except corporate cards)
The 5-star Hogger:
HDFC bank offers dining privileges on SELECT cards, with top cards offering exclusive dining offers and privileges and some others allowing you to earn accelerated reward points on their dining spends. Well, that said card holders can go extravagant with discounts, complimentary drinks and dessert offers for luxurious dining at 5-star properties.
The Fine Dining Guru:
American Express offers the Selects Dining Offer to all American Express Cardmembers residing in Mumbai, Chennai, Bengaluru and the Delhi/NCR regions. They also run an exclusive dining programme called Fine Dining on the American Express Platinum Reserve Credit Card. Under the programme, cardholders can avail the benefits below:
25% of dining spends are earned as Taj Epicure points. You get 20% off on two of your personal special occasions at a Taj restaurant. Also, avail a 50% on lunch buffets at Taj Coffee shops. Additional offers include Happy Hours at participating bars.
30% discount can be availed at 1,200 participating restaurants across 8 cities in the country and an additional 5% cashback can be availed.
So there’s no harm swiping it right when it comes to pulling out your credit card at a restaurant, the next time around and get a bit rewards hungry! So, go ahead and wave that credit card to the server right away!
You may want to lookup the websites of the banks offering these credit cards to know more about their features and list of partner restaurants.
Pro tip: Remember to tell your waiter about that awesome card you’ve got before the bill comes to the table so that you can avail of any offers.